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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,361 | $155,555-92.7% | $146,866-92.3% | $155,188-92.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 19.73% | 115.41%-95.7pp | 102.85%-83.1pp | 148.84%-129.1pp |
| Employer contribution / active EE | $916 | $4,647-80.3% | $4,425-79.3% | $4,248-78.4% |
| Participant deferral / active EE | $3,540 | $8,044-56.0% | $7,759-54.4% | $6,531-45.8% |
| Admin fee / account holder | $2,187 | $14,755-85.2% | $13,620-83.9% | $14,480-84.9% |