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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,656 | $125,778-95.5% | $114,563-95.1% | $154,746-96.3% |
| Participation rate | 72.7% | 75.2%-2.5pp | 72.9%-0.2pp | 80.7%-8.0pp |
| Annual return | 16.97% | 295.14%-278.2pp | 241.09%-224.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $909 | $2,806-67.6% | $2,592-64.9% | $4,379-79.2% |
| Participant deferral / active EE | $910 | $4,445-79.5% | $4,142-78.0% | $6,730-86.5% |
| Admin fee / account holder | $1,101 | $8,190-86.6% | $7,623-85.6% | $14,365-92.3% |