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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,656 | $126,113-95.5% | $116,096-95.1% | $155,188-96.4% |
| Participation rate | 72.7% | 75.1%-2.4pp | 73.3%-0.6pp | 80.8%-8.1pp |
| Annual return | 16.97% | 391.72%-374.7pp | 326.25%-309.3pp | 148.84%-131.9pp |
| Employer contribution / active EE | $909 | $2,672-66.0% | $2,503-63.7% | $4,248-78.6% |
| Participant deferral / active EE | $910 | $4,162-78.1% | $3,952-77.0% | $6,531-86.1% |
| Admin fee / account holder | $1,101 | $8,045-86.3% | $7,704-85.7% | $14,480-92.4% |