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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,751 | $110,379-81.2% | $102,412-79.7% | $145,884-85.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.95% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,844 | $4,216-56.3% | $3,870-52.4% | $4,662-60.4% |
| Participant deferral / active EE | $2,650 | $5,622-52.9% | $5,060-47.6% | $6,690-60.4% |
| Admin fee / account holder | $735 | $9,745-92.5% | $8,388-91.2% | $13,392-94.5% |