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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,091 | $201,264-62.7% | $184,185-59.2% | $145,978-48.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.46% | 29.00%-15.5pp | 28.81%-15.4pp | 550.52%-537.1pp |
| Employer contribution / active EE | $2,568 | $7,021-63.4% | $6,426-60.0% | $4,662-44.9% |
| Participant deferral / active EE | $3,250 | $9,806-66.9% | $9,132-64.4% | $6,690-51.4% |
| Admin fee / account holder | $546 | $16,376-96.7% | $13,909-96.1% | $13,400-95.9% |