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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,737 | $142,972-60.3% | $214,702-73.6% | $86,983-34.8% |
| Participation rate | 81.0% | 84.9%-3.9pp | 87.5%-6.5pp | 69.5%+11.4pp |
| Annual return | 22.30% | 18.49%+3.8pp | 54.55%-32.3pp | 25.83%-3.5pp |
| Employer contribution / active EE | $10 | $4,635-99.8% | $6,461-99.8% | $2,584-99.6% |
| Participant deferral / active EE | $14,835 | $6,568+125.9% | $9,147+62.2% | $4,194+253.7% |
| Admin fee / account holder | $3,505 | $17,617-80.1% | $19,830-82.3% | $7,856-55.4% |