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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,737 | $143,969-60.6% | $199,883-71.6% | $82,637-31.3% |
| Participation rate | 81.0% | 84.1%-3.2pp | 86.8%-5.8pp | 68.1%+12.9pp |
| Annual return | 22.30% | 25.67%-3.4pp | 43.81%-21.5pp | 53.51%-31.2pp |
| Employer contribution / active EE | $10 | $4,632-99.8% | $6,261-99.8% | $2,552-99.6% |
| Participant deferral / active EE | $14,835 | $6,937+113.9% | $9,138+62.3% | $4,126+259.5% |
| Admin fee / account holder | $3,505 | $14,597-76.0% | $17,268-79.7% | $7,339-52.2% |