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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,637 | $95,959-37.9% | $97,411-38.8% | $138,895-57.1% |
| Participation rate | 66.7% | 81.8%-15.2pp | 80.4%-13.7pp | 79.9%-13.3pp |
| Annual return | 17.67% | 29.30%-11.6pp | 34.72%-17.0pp | 145.39%-127.7pp |
| Employer contribution / active EE | $3,639 | $4,278-15.0% | $4,210-13.6% | $4,194-13.2% |
| Participant deferral / active EE | $7,136 | $5,876+21.4% | $5,886+21.2% | $6,396+11.6% |
| Admin fee / account holder | $6,164 | $7,555-18.4% | $7,145-13.7% | $12,562-50.9% |