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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,637 | $123,898-51.9% | $116,538-48.8% | $155,188-61.6% |
| Participation rate | 66.7% | 83.7%-17.1pp | 82.6%-15.9pp | 80.8%-14.1pp |
| Annual return | 17.67% | 16.04%+1.6pp | 17.97%-0.3pp | 148.84%-131.2pp |
| Employer contribution / active EE | $3,639 | $4,739-23.2% | $4,541-19.9% | $4,248-14.3% |
| Participant deferral / active EE | $7,136 | $6,400+11.5% | $6,207+15.0% | $6,531+9.3% |
| Admin fee / account holder | $6,164 | $9,174-32.8% | $8,737-29.5% | $14,480-57.4% |