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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,000 | $94,436-37.5% | $115,599-49.0% | $82,637-28.6% |
| Participation rate | 81.1% | 70.4%+10.7pp | 74.3%+6.8pp | 68.1%+13.0pp |
| Annual return | 18.48% | 18.37%+0.1pp | 111.10%-92.6pp | 53.51%-35.0pp |
| Employer contribution / active EE | $3,649 | $2,324+57.0% | $2,955+23.5% | $2,552+43.0% |
| Participant deferral / active EE | $6,396 | $3,955+61.7% | $4,889+30.8% | $4,126+55.0% |
| Admin fee / account holder | $3,193 | $10,328-69.1% | $12,841-75.1% | $7,339-56.5% |