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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,350 | $106,524+50.5% | $152,301+5.3% | $87,485+83.3% |
| Participation rate | 73.5% | 75.8%-2.2pp | 82.4%-8.9pp | 68.9%+4.6pp |
| Annual return | 15.14% | 26.89%-11.8pp | 80.50%-65.4pp | 26.06%-10.9pp |
| Employer contribution / active EE | $3,842 | $3,371+14.0% | $4,624-16.9% | $2,596+48.0% |
| Participant deferral / active EE | $8,335 | $6,525+27.7% | $8,004+4.1% | $4,274+95.0% |
| Admin fee / account holder | $1,682 | $8,287-79.7% | $14,398-88.3% | $7,775-78.4% |