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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,528 | $100,073-73.5% | $85,126-68.8% | $145,877-81.8% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 14.18% | 84.11%-69.9pp | 66.63%-52.5pp | 551.28%-537.1pp |
| Employer contribution / active EE | $3,099 | $3,236-4.2% | $2,731+13.5% | $4,663-33.5% |
| Participant deferral / active EE | $10,127 | $5,294+91.3% | $4,523+123.9% | $6,691+51.4% |
| Admin fee / account holder | $77 | $7,261-98.9% | $6,160-98.7% | $13,402-99.4% |