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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,865 | $100,073-90.1% | $85,126-88.4% | $145,877-93.2% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 14.23% | 84.11%-69.9pp | 66.63%-52.4pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,206 | $3,236-62.7% | $2,731-55.9% | $4,663-74.1% |
| Participant deferral / active EE | $1,540 | $5,294-70.9% | $4,523-65.9% | $6,691-77.0% |
| Admin fee / account holder | $712 | $7,261-90.2% | $6,160-88.4% | $13,402-94.7% |