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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,830 | $154,228-93.0% | $145,433-92.6% | $137,256-92.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.03% | 74.59%-66.6pp | 66.58%-58.5pp | 220.34%-212.3pp |
| Employer contribution / active EE | $27,235 | $4,804+466.9% | $4,554+498.0% | $4,156+555.3% |
| Participant deferral / active EE | $19,956 | $8,216+142.9% | $7,897+152.7% | $6,407+211.5% |
| Admin fee / account holder | $190,309 | $14,344+1226.8% | $13,129+1349.5% | $12,270+1451.0% |