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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,584 | $106,588-51.6% | $94,215-45.2% | $155,188-66.8% |
| Participation rate | 30.0% | 74.3%-44.3pp | 70.0%-40.0pp | 80.8%-50.8pp |
| Annual return | 13.81% | 29.39%-15.6pp | 28.22%-14.4pp | 148.84%-135.0pp |
| Employer contribution / active EE | $1,052 | $3,080-65.8% | $2,675-60.7% | $4,248-75.2% |
| Participant deferral / active EE | $1,836 | $4,802-61.8% | $4,276-57.1% | $6,531-71.9% |
| Admin fee / account holder | $954 | $12,281-92.2% | $10,216-90.7% | $14,480-93.4% |