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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,357 | $29,736-82.0% | $56,033-90.4% | $80,935-93.4% |
| Participation rate | 90.9% | 41.7%+49.2pp | 52.5%+38.4pp | 67.7%+23.2pp |
| Annual return | 15.07% | 35.28%-20.2pp | 1711.38%-1696.3pp | 35.66%-20.6pp |
| Employer contribution / active EE | $1,957 | $671+191.5% | $1,041+88.0% | $2,757-29.0% |
| Participant deferral / active EE | $2,123 | $1,228+72.8% | $1,954+8.6% | $4,299-50.6% |
| Admin fee / account holder | $642 | $2,434-73.6% | $2,827-77.3% | $6,924-90.7% |