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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,566 | $162,136-57.7% | $152,301-55.0% | $154,746-55.7% |
| Participation rate | 95.2% | 84.1%+11.1pp | 82.4%+12.8pp | 80.7%+14.5pp |
| Annual return | 19.43% | 91.02%-71.6pp | 80.50%-61.1pp | 172.34%-152.9pp |
| Employer contribution / active EE | $8,787 | $4,890+79.7% | $4,624+90.0% | $4,379+100.7% |
| Participant deferral / active EE | $3,260 | $8,341-60.9% | $8,004-59.3% | $6,730-51.6% |
| Admin fee / account holder | $1,866 | $15,759-88.2% | $14,398-87.0% | $14,365-87.0% |