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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,566 | $154,228-55.5% | $145,433-52.9% | $137,256-50.0% |
| Participation rate | 95.2% | 83.8%+11.4pp | 82.1%+13.1pp | 80.0%+15.3pp |
| Annual return | 19.43% | 74.59%-55.2pp | 66.58%-47.1pp | 220.34%-200.9pp |
| Employer contribution / active EE | $8,787 | $4,804+82.9% | $4,554+92.9% | $4,156+111.4% |
| Participant deferral / active EE | $3,260 | $8,216-60.3% | $7,897-58.7% | $6,407-49.1% |
| Admin fee / account holder | $1,866 | $14,344-87.0% | $13,129-85.8% | $12,270-84.8% |