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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,482 | $126,661-62.5% | $113,397-58.1% | $138,895-65.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 10.22% | 25.05%-14.8pp | 23.20%-13.0pp | 145.39%-135.2pp |
| Employer contribution / active EE | $1,989 | $3,456-42.5% | $2,977-33.2% | $4,194-52.6% |
| Participant deferral / active EE | $5,031 | $5,693-11.6% | $5,076-0.9% | $6,396-21.3% |
| Admin fee / account holder | $894 | $14,549-93.9% | $11,957-92.5% | $12,562-92.9% |