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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,689 | $117,846-72.3% | $102,434-68.1% | $145,884-77.6% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 12.72% | 31.90%-19.2pp | 29.46%-16.7pp | 551.85%-539.1pp |
| Employer contribution / active EE | $1,045 | $3,615-71.1% | $3,023-65.4% | $4,662-77.6% |
| Participant deferral / active EE | $2,191 | $5,733-61.8% | $5,055-56.7% | $6,690-67.2% |
| Admin fee / account holder | $2,571 | $13,356-80.7% | $9,462-72.8% | $13,392-80.8% |