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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,463 | $126,661-64.1% | $113,397-59.9% | $138,895-67.3% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.5%+6.8pp | 79.9%+3.4pp |
| Annual return | 35.41% | 25.05%+10.4pp | 23.20%+12.2pp | 145.39%-110.0pp |
| Employer contribution / active EE | $1,311 | $3,456-62.1% | $2,977-56.0% | $4,194-68.7% |
| Participant deferral / active EE | $1,871 | $5,693-67.1% | $5,076-63.1% | $6,396-70.7% |
| Admin fee / account holder | $11,612 | $14,549-20.2% | $11,957-2.9% | $12,562-7.6% |