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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,932 | $201,372-25.5% | $184,260-18.6% | $145,884+2.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.70% | 29.04%-21.3pp | 28.84%-21.1pp | 551.85%-544.1pp |
| Employer contribution / active EE | $7,328 | $7,024+4.3% | $6,427+14.0% | $4,662+57.2% |
| Participant deferral / active EE | $48,598 | $9,808+395.5% | $9,133+432.1% | $6,690+626.5% |
| Admin fee / account holder | $69,885 | $16,362+327.1% | $13,898+402.8% | $13,392+421.9% |