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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,356 | $110,379-79.7% | $102,412-78.2% | $145,884-84.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.10% | 24.84%-14.7pp | 24.94%-14.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $12,172 | $4,216+188.7% | $3,870+214.5% | $4,662+161.1% |
| Participant deferral / active EE | $1,565 | $5,622-72.2% | $5,060-69.1% | $6,690-76.6% |
| Admin fee / account holder | $5,064 | $9,745-48.0% | $8,388-39.6% | $13,392-62.2% |