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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,166 | $227,291-15.9% | $214,702-11.0% | $155,188+23.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 17.00% | 60.08%-43.1pp | 54.55%-37.6pp | 148.84%-131.8pp |
| Employer contribution / active EE | $28,803 | $6,772+325.3% | $6,461+345.8% | $4,248+578.1% |
| Participant deferral / active EE | $13,917 | $9,582+45.2% | $9,147+52.2% | $6,531+113.1% |
| Admin fee / account holder | $25,403 | $20,413+24.4% | $19,830+28.1% | $14,480+75.4% |