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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,166 | $212,386-10.0% | $199,883-4.4% | $138,895+37.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 17.00% | 47.75%-30.8pp | 43.81%-26.8pp | 145.39%-128.4pp |
| Employer contribution / active EE | $28,803 | $6,625+334.8% | $6,261+360.0% | $4,194+586.7% |
| Participant deferral / active EE | $13,917 | $9,617+44.7% | $9,138+52.3% | $6,396+117.6% |
| Admin fee / account holder | $25,403 | $18,233+39.3% | $17,268+47.1% | $12,562+102.2% |