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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,063 | $68,586-46.0% | $120,380-69.2% | $80,911-54.2% |
| Participation rate | 42.5% | 61.6%-19.1pp | 71.9%-29.4pp | 67.6%-25.1pp |
| Annual return | 14.60% | 23.62%-9.0pp | 107.28%-92.7pp | 35.63%-21.0pp |
| Employer contribution / active EE | $1,670 | $2,053-18.7% | $3,465-51.8% | $2,756-39.4% |
| Participant deferral / active EE | $3,250 | $3,174+2.4% | $4,992-34.9% | $4,297-24.4% |
| Admin fee / account holder | $1,401 | $5,733-75.6% | $9,421-85.1% | $6,935-79.8% |