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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,785 | $183,516-71.2% | $155,534-66.1% | $145,884-63.8% |
| Participation rate | 84.2% | 82.7%+1.5pp | 78.2%+6.0pp | 80.3%+3.9pp |
| Annual return | 10.03% | 61.43%-51.4pp | 64.92%-54.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $6,722 | $5,315+26.5% | $4,675+43.8% | $4,662+44.2% |
| Participant deferral / active EE | $6,997 | $6,467+8.2% | $5,630+24.3% | $6,690+4.6% |
| Admin fee / account holder | $3,497 | $19,293-81.9% | $15,900-78.0% | $13,392-73.9% |