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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,415 | $102,382-74.2% | $147,005-82.0% | $80,874-67.3% |
| Participation rate | 82.8% | 75.8%+7.0pp | 82.2%+0.7pp | 67.6%+15.2pp |
| Annual return | 12.45% | 134.89%-122.4pp | 418.76%-406.3pp | 35.62%-23.2pp |
| Employer contribution / active EE | $3,952 | $3,715+6.4% | $4,934-19.9% | $2,756+43.4% |
| Participant deferral / active EE | $0 | $6,646-100.0% | $8,070-100.0% | $4,297-100.0% |
| Admin fee / account holder | $872 | $7,942-89.0% | $13,006-93.3% | $6,935-87.4% |