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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,349 | $183,539-52.4% | $155,556-43.8% | $145,897-40.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.39% | 61.31%-50.9pp | 64.84%-54.5pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,825 | $5,315-65.7% | $4,675-61.0% | $4,663-60.9% |
| Participant deferral / active EE | $8,326 | $6,467+28.8% | $5,631+47.9% | $6,689+24.5% |
| Admin fee / account holder | $777 | $19,275-96.0% | $15,885-95.1% | $13,390-94.2% |