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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,009 | $106,864-13.9% | $147,318-37.5% | $82,637+11.3% |
| Participation rate | 73.1% | 75.5%-2.4pp | 82.1%-9.0pp | 68.1%+5.0pp |
| Annual return | 21.61% | 27.49%-5.9pp | 70.43%-48.8pp | 53.51%-31.9pp |
| Employer contribution / active EE | $5,758 | $3,417+68.5% | $4,593+25.4% | $2,552+125.6% |
| Participant deferral / active EE | $8,806 | $6,496+35.6% | $7,906+11.4% | $4,126+113.4% |
| Admin fee / account holder | $1,285 | $8,415-84.7% | $13,708-90.6% | $7,339-82.5% |