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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,631 | $183,516-67.5% | $155,534-61.7% | $145,884-59.1% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 14.07% | 61.43%-47.4pp | 64.92%-50.8pp | 551.85%-537.8pp |
| Employer contribution / active EE | $2,291 | $5,315-56.9% | $4,675-51.0% | $4,662-50.9% |
| Participant deferral / active EE | $6,883 | $6,467+6.4% | $5,630+22.2% | $6,690+2.9% |
| Admin fee / account holder | $0 | $19,293-100.0% | $15,900-100.0% | $13,392-100.0% |