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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,931 | $88,778-56.1% | $81,844-52.4% | $145,884-73.3% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 16.83% | 1033.03%-1016.2pp | 778.87%-762.0pp | 551.85%-535.0pp |
| Employer contribution / active EE | $1,591 | $3,087-48.5% | $2,916-45.4% | $4,662-65.9% |
| Participant deferral / active EE | $6,446 | $4,648+38.7% | $4,323+49.1% | $6,690-3.6% |
| Admin fee / account holder | $1,120 | $8,430-86.7% | $7,355-84.8% | $13,392-91.6% |