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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $663,585 | $183,592+261.4% | $155,574+326.5% | $145,877+354.9% |
| Participation rate | 0.0% | 82.7%-82.7pp | 78.2%-78.2pp | 80.3%-80.3pp |
| Annual return | 11.26% | 61.37%-50.1pp | 64.87%-53.6pp | 551.28%-540.0pp |
| Employer contribution / active EE | $18,049 | $5,317+239.5% | $4,676+286.0% | $4,663+287.1% |
| Participant deferral / active EE | $8,282 | $6,466+28.1% | $5,629+47.1% | $6,691+23.8% |
| Admin fee / account holder | -$2,462 | $19,316-112.7% | $15,914-115.5% | $13,402-118.4% |