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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $663,585 | $183,592+261.4% | $155,567+326.6% | $145,959+354.6% |
| Participation rate | 0.0% | 82.7%-82.7pp | 78.2%-78.2pp | 80.3%-80.3pp |
| Annual return | 11.26% | 61.24%-50.0pp | 64.74%-53.5pp | 561.95%-550.7pp |
| Employer contribution / active EE | $18,049 | $5,315+239.6% | $4,674+286.1% | $4,661+287.2% |
| Participant deferral / active EE | $8,282 | $6,464+28.1% | $5,628+47.2% | $6,689+23.8% |
| Admin fee / account holder | -$2,462 | $19,318-112.7% | $15,916-115.5% | $13,398-118.4% |