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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,434 | $102,393-62.5% | $147,041-73.9% | $80,911-52.5% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.6%+28.9pp |
| Annual return | 12.52% | 134.95%-122.4pp | 419.21%-406.7pp | 35.63%-23.1pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $11,665 | $6,647+75.5% | $8,071+44.5% | $4,297+171.5% |
| Admin fee / account holder | $8,906 | $7,943+12.1% | $13,006-31.5% | $6,935+28.4% |