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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,835 | $89,259-65.5% | $107,187-71.2% | $82,637-62.7% |
| Participation rate | 84.0% | 67.9%+16.1pp | 75.0%+9.0pp | 68.1%+15.9pp |
| Annual return | 36.42% | 21.02%+15.4pp | 204.55%-168.1pp | 53.51%-17.1pp |
| Employer contribution / active EE | $2,054 | $3,080-33.3% | $3,782-45.7% | $2,552-19.5% |
| Participant deferral / active EE | $4,921 | $4,037+21.9% | $5,096-3.4% | $4,126+19.3% |
| Admin fee / account holder | $3,009 | $7,381-59.2% | $9,162-67.2% | $7,339-59.0% |