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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,835 | $96,731-68.1% | $123,973-75.1% | $86,983-64.6% |
| Participation rate | 84.0% | 70.0%+14.0pp | 76.7%+7.3pp | 69.5%+14.5pp |
| Annual return | 36.42% | 17.33%+19.1pp | 388.13%-351.7pp | 25.83%+10.6pp |
| Employer contribution / active EE | $2,054 | $3,297-37.7% | $4,126-50.2% | $2,584-20.5% |
| Participant deferral / active EE | $4,921 | $4,152+18.5% | $5,247-6.2% | $4,194+17.3% |
| Admin fee / account holder | $3,009 | $8,722-65.5% | $11,799-74.5% | $7,856-61.7% |