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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,134 | $29,716+115.8% | $56,077+14.4% | $80,925-20.7% |
| Participation rate | 18.4% | 41.7%-23.3pp | 52.5%-34.1pp | 67.7%-49.3pp |
| Annual return | 12.55% | 35.30%-22.8pp | 1709.28%-1696.7pp | 35.65%-23.1pp |
| Employer contribution / active EE | $794 | $671+18.3% | $1,040-23.7% | $2,756-71.2% |
| Participant deferral / active EE | $1,807 | $1,228+47.1% | $1,954-7.5% | $4,299-58.0% |
| Admin fee / account holder | $1,932 | $2,432-20.6% | $2,825-31.6% | $6,940-72.2% |