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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,313 | $160,028-95.4% | $147,080-95.0% | $145,884-95.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.67% | 98.60%-87.9pp | 420.17%-409.5pp | 551.85%-541.2pp |
| Employer contribution / active EE | $1,728 | $5,286-67.3% | $4,933-65.0% | $4,662-62.9% |
| Participant deferral / active EE | $3,103 | $8,422-63.2% | $8,066-61.5% | $6,690-53.6% |
| Admin fee / account holder | $545 | $15,030-96.4% | $12,989-95.8% | $13,392-95.9% |