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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,239 | $110,379-82.6% | $102,412-81.2% | $145,884-86.8% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 15.25% | 24.84%-9.6pp | 24.94%-9.7pp | 551.85%-536.6pp |
| Employer contribution / active EE | $2,412 | $4,216-42.8% | $3,870-37.7% | $4,662-48.3% |
| Participant deferral / active EE | $3,913 | $5,622-30.4% | $5,060-22.7% | $6,690-41.5% |
| Admin fee / account holder | $2,616 | $9,745-73.2% | $8,388-68.8% | $13,392-80.5% |