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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,730 | $110,379-74.0% | $102,412-71.9% | $145,884-80.3% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 11.29% | 24.84%-13.5pp | 24.94%-13.6pp | 551.85%-540.6pp |
| Employer contribution / active EE | $1,433 | $4,216-66.0% | $3,870-63.0% | $4,662-69.3% |
| Participant deferral / active EE | $2,752 | $5,622-51.0% | $5,060-45.6% | $6,690-58.9% |
| Admin fee / account holder | $618 | $9,745-93.7% | $8,388-92.6% | $13,392-95.4% |