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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,575 | $129,737-67.2% | $119,126-64.3% | $154,746-72.5% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 27.38% | 379.08%-351.7pp | 282.11%-254.7pp | 172.34%-145.0pp |
| Employer contribution / active EE | $1,738 | $4,375-60.3% | $4,034-56.9% | $4,379-60.3% |
| Participant deferral / active EE | $2,962 | $5,842-49.3% | $5,318-44.3% | $6,730-56.0% |
| Admin fee / account holder | $2,666 | $11,961-77.7% | $10,693-75.1% | $14,365-81.4% |