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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,228 | $71,353-32.4% | $92,805-48.0% | $86,983-44.6% |
| Participation rate | 98.5% | 80.9%+17.6pp | 83.5%+15.0pp | 69.5%+28.9pp |
| Annual return | 21.28% | 44.68%-23.4pp | 31.59%-10.3pp | 25.83%-4.5pp |
| Employer contribution / active EE | $4,430 | $2,468+79.5% | $3,424+29.4% | $2,584+71.4% |
| Participant deferral / active EE | $8,618 | $6,966+23.7% | $8,448+2.0% | $4,194+105.5% |
| Admin fee / account holder | $5,048 | $6,099-17.2% | $10,911-53.7% | $7,856-35.7% |