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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,453 | $88,815-86.0% | $81,882-84.8% | $145,897-91.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.91% | 1033.75%-1020.8pp | 779.47%-766.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $502 | $3,086-83.7% | $2,916-82.8% | $4,663-89.2% |
| Participant deferral / active EE | $1,178 | $4,647-74.7% | $4,323-72.8% | $6,689-82.4% |
| Admin fee / account holder | $558 | $8,434-93.4% | $7,360-92.4% | $13,390-95.8% |