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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,729 | $172,111-74.0% | $150,298-70.2% | $137,256-67.4% |
| Participation rate | 33.3% | 81.7%-48.4pp | 77.8%-44.4pp | 80.0%-46.6pp |
| Annual return | 20.96% | 69.37%-48.4pp | 62.79%-41.8pp | 220.34%-199.4pp |
| Employer contribution / active EE | $1,191 | $4,636-74.3% | $4,154-71.3% | $4,156-71.3% |
| Participant deferral / active EE | $3,595 | $6,166-41.7% | $5,453-34.1% | $6,407-43.9% |
| Admin fee / account holder | $404 | $16,471-97.5% | $14,116-97.1% | $12,270-96.7% |