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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,513 | $199,109-62.1% | $173,730-56.5% | $154,746-51.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 18.82% | 20.02%-1.2pp | 19.96%-1.1pp | 172.34%-153.5pp |
| Employer contribution / active EE | $12,880 | $5,311+142.5% | $4,577+181.4% | $4,379+194.1% |
| Participant deferral / active EE | $16,085 | $7,113+126.1% | $6,326+154.2% | $6,730+139.0% |
| Admin fee / account holder | $741 | $20,916-96.5% | $17,523-95.8% | $14,365-94.8% |