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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,982 | $107,421-73.0% | $182,262-84.1% | $94,015-69.2% |
| Participation rate | 84.1% | 77.8%+6.3pp | 84.2%-0.1pp | 70.8%+13.3pp |
| Annual return | 30.99% | 21.32%+9.7pp | 140.60%-109.6pp | 17.84%+13.1pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $7,794 | $6,558+18.8% | $8,276-5.8% | $4,249+83.4% |
| Admin fee / account holder | $2,955 | $8,692-66.0% | $16,712-82.3% | $8,951-67.0% |