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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,817 | $160,028-77.6% | $147,080-75.6% | $145,884-75.4% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 15.94% | 98.60%-82.7pp | 420.17%-404.2pp | 551.85%-535.9pp |
| Employer contribution / active EE | $6,825 | $5,286+29.1% | $4,933+38.3% | $4,662+46.4% |
| Participant deferral / active EE | $8,565 | $8,422+1.7% | $8,066+6.2% | $6,690+28.0% |
| Admin fee / account holder | $3,895 | $15,030-74.1% | $12,989-70.0% | $13,392-70.9% |