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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,719 | $209,336-79.1% | $197,124-77.8% | $137,256-68.1% |
| Participation rate | 33.3% | 87.3%-54.0pp | 86.7%-53.4pp | 80.0%-46.6pp |
| Annual return | 22.37% | 48.09%-25.7pp | 44.34%-22.0pp | 220.34%-198.0pp |
| Employer contribution / active EE | $2,741 | $6,591-58.4% | $6,227-56.0% | $4,156-34.0% |
| Participant deferral / active EE | $5,049 | $9,614-47.5% | $9,135-44.7% | $6,407-21.2% |
| Admin fee / account holder | $865 | $17,308-95.0% | $16,298-94.7% | $12,270-92.9% |