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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,560 | $58,241-37.2% | $81,780-55.3% | $80,911-54.8% |
| Participation rate | 18.8% | 63.4%-44.7pp | 72.4%-53.6pp | 67.6%-48.9pp |
| Annual return | 12.61% | 41.73%-29.1pp | 776.27%-763.7pp | 35.63%-23.0pp |
| Employer contribution / active EE | $840 | $2,343-64.2% | $2,914-71.2% | $2,756-69.5% |
| Participant deferral / active EE | $1,913 | $3,283-41.7% | $4,321-55.7% | $4,297-55.5% |
| Admin fee / account holder | $1,640 | $4,973-67.0% | $7,384-77.8% | $6,935-76.4% |