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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,275 | $88,778-36.6% | $81,844-31.2% | $145,884-61.4% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 18.71% | 1033.03%-1014.3pp | 778.87%-760.2pp | 551.85%-533.1pp |
| Employer contribution / active EE | $9,835 | $3,087+218.6% | $2,916+237.2% | $4,662+110.9% |
| Participant deferral / active EE | $6,053 | $4,648+30.2% | $4,323+40.0% | $6,690-9.5% |
| Admin fee / account holder | $799 | $8,430-90.5% | $7,355-89.1% | $13,392-94.0% |