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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,967 | $99,995+20.0% | $85,063+41.0% | $145,978-17.8% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 13.39% | 83.99%-70.6pp | 66.54%-53.1pp | 550.52%-537.1pp |
| Employer contribution / active EE | $2,336 | $3,231-27.7% | $2,727-14.3% | $4,662-49.9% |
| Participant deferral / active EE | $2,512 | $5,295-52.6% | $4,523-44.4% | $6,690-62.4% |
| Admin fee / account holder | $2,472 | $7,255-65.9% | $6,155-59.8% | $13,400-81.6% |