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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,171 | $169,336-24.3% | $129,384-0.9% | $145,884-12.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 10.39% | 14408.70%-14398.3pp | 9461.77%-9451.4pp | 551.85%-541.5pp |
| Employer contribution / active EE | $890 | $5,540-83.9% | $4,153-78.6% | $4,662-80.9% |
| Participant deferral / active EE | $5,000 | $4,985+0.3% | $4,166+20.0% | $6,690-25.3% |
| Admin fee / account holder | $785 | $9,912-92.1% | $7,686-89.8% | $13,392-94.1% |