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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,221 | $183,516+145.9% | $155,534+190.1% | $145,884+209.3% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 11.17% | 61.43%-50.3pp | 64.92%-53.7pp | 551.85%-540.7pp |
| Employer contribution / active EE | $18,217 | $5,315+242.8% | $4,675+289.7% | $4,662+290.7% |
| Participant deferral / active EE | $17,720 | $6,467+174.0% | $5,630+214.7% | $6,690+164.9% |
| Admin fee / account holder | $48,535 | $19,293+151.6% | $15,900+205.3% | $13,392+262.4% |