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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,915 | $101,539-50.8% | $147,041-66.1% | $74,400-32.9% |
| Participation rate | 42.6% | 75.5%-32.9pp | 82.2%-39.6pp | 67.2%-24.6pp |
| Annual return | 18.72% | 8740.84%-8722.1pp | 419.21%-400.5pp | 1367.51%-1348.8pp |
| Employer contribution / active EE | $1,762 | $3,811-53.8% | $4,935-64.3% | $2,624-32.9% |
| Participant deferral / active EE | $3,383 | $7,304-53.7% | $8,071-58.1% | $4,348-22.2% |
| Admin fee / account holder | $19,907 | $1,749+1038.0% | $13,006+53.1% | $1,944+924.2% |