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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,986 | $86,940-32.2% | $102,434-42.4% | $80,935-27.1% |
| Participation rate | 96.8% | 72.4%+24.4pp | 76.5%+20.3pp | 67.7%+29.1pp |
| Annual return | 19.77% | 18.89%+0.9pp | 29.46%-9.7pp | 35.66%-15.9pp |
| Employer contribution / active EE | $5,343 | $2,370+125.5% | $3,023+76.7% | $2,757+93.8% |
| Participant deferral / active EE | $14,088 | $4,121+241.9% | $5,055+178.7% | $4,299+227.7% |
| Admin fee / account holder | $8,641 | $8,047+7.4% | $9,462-8.7% | $6,924+24.8% |