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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,084 | $102,385-69.6% | $147,080-78.9% | $80,935-61.6% |
| Participation rate | 89.9% | 75.9%+14.0pp | 82.2%+7.7pp | 67.7%+22.2pp |
| Annual return | 35.11% | 135.09%-100.0pp | 420.17%-385.1pp | 35.66%-0.5pp |
| Employer contribution / active EE | $4,785 | $3,717+28.7% | $4,933-3.0% | $2,757+73.6% |
| Participant deferral / active EE | $10,200 | $6,651+53.4% | $8,066+26.5% | $4,299+137.2% |
| Admin fee / account holder | $417 | $7,951-94.8% | $12,989-96.8% | $6,924-94.0% |