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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,676 | $100,139-76.4% | $85,187-72.2% | $145,884-83.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 16.35% | 84.15%-67.8pp | 66.67%-50.3pp | 551.85%-535.5pp |
| Employer contribution / active EE | $1,172 | $3,238-63.8% | $2,732-57.1% | $4,662-74.9% |
| Participant deferral / active EE | $2,051 | $5,296-61.3% | $4,525-54.7% | $6,690-69.3% |
| Admin fee / account holder | $2,631 | $7,262-63.8% | $6,162-57.3% | $13,392-80.4% |