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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,027 | $160,028-83.7% | $147,080-82.3% | $145,884-82.2% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 34.10% | 98.60%-64.5pp | 420.17%-386.1pp | 551.85%-517.7pp |
| Employer contribution / active EE | $2,678 | $5,286-49.3% | $4,933-45.7% | $4,662-42.6% |
| Participant deferral / active EE | $3,764 | $8,422-55.3% | $8,066-53.3% | $6,690-43.7% |
| Admin fee / account holder | $374 | $15,030-97.5% | $12,989-97.1% | $13,392-97.2% |